Fast, Flexible Business Financing You Can Trust
“The Alternative Lending Source”
At Encore Commercial Capital Corporation, we help small and growing businesses get the funding they need fast, simple, and tailored to your unique goals. Whether you need working capital, equipment financing, SBA loans, or a line of credit, our team guides you every step of the way.
Apply online or by phone and take control of your business growth today.
- Quick Funding – Access capital when you need it most.
- Flexible Options – Choose from working capital, term loans, lines of credit, and more.
- Simple Application – Fast online or phone application with minimal paperwork.
- Expert Guidance – Our team helps you find the best financing for your business.
- A credit score of 500+
Apply for financing and get approved in as soon as 2 hours
Comprehensive Business Financing Solutions for Every Need
Working Capital Loans
Keep your business running smoothly with working capital loans designed to cover payroll, inventory, or daily operations. These loans provide quick access to funds without disrupting your cash flow, helping your business stay flexible and responsive to opportunities or unexpected expenses.
Merchant Cash Advances
Access funding based on your business revenue with merchant cash advances. Repayments are tied to your daily or weekly sales, making this option ideal for businesses with fluctuating revenue. It’s fast, flexible, and ensures that payments align with your income stream.
Equipment Financing
Invest in the tools and equipment your business needs to grow with equipment financing. From machinery to technology upgrades, these loans help you acquire essential assets without depleting your working capital, with repayment terms tailored to your business cash flow.
More financing options*

SBA and Long-Term Loans
Plan for the future with SBA and long-term business loans. Designed for expansion, property purchases, or refinancing, these loans offer competitive interest rates and structured repayment schedules that provide stability while supporting your long-term growth goals.

Business Lines of Credit
Maintain financial flexibility with a business line of credit that lets you draw funds as needed. Unlike traditional loans, you only pay interest on what you use, giving you the freedom to manage cash flow, cover unexpected expenses, or take advantage of growth opportunities.

Secured Business Loans
Leverage your business assets to access larger amounts of capital with secured business loans. By using equipment, property, or inventory as collateral, you can qualify for lower interest rates and more favorable repayment terms, helping your business grow strategically and securely.
Your Trusted Partner in Business Financing
Expert Guidance Every Step of the Way
Our team of experienced professionals works closely with you to understand your business goals, financial situation, and funding needs. From selecting the right loan program to finalizing terms, we provide guidance and support to ensure you make informed financing decisions.
Transparent and Reliable Financing
We pride ourselves on clear, straightforward loan terms with no hidden fees. Whether it’s a working capital loan, equipment financing, SBA loan, or business line of credit, you can trust that our financing solutions are designed to support your business growth while keeping repayment manageable.
Why Choose Encore Commercial Capital Corporation
Best Rates & Fees
We offer the most competitive pricing guaranteed!
Flexible Loan Programs
We have a diverse set of in house loan programs, investors & lender network to fund most loan scenarios.
Robust Technology
Our web based technology streamlines loan intake, doc upload, & loan processing.
On-Time Quick Closings
We close loans faster than banks & our competition. Usually within 7-10 days
Easy Application
Our Quick & Full App intake process is fast, easy & smart. It knows what info to ask & required docs for you to upload.
Dedicated Account Rep
Every borrower is VIP, that's why you get a dedicated account rep that always knows your loan status.
Get Funded Quickly and Confidently
Quick and Simple Application
Applying for a business loan has never been easier. Complete a simple online form or call our team at 888-550-9339. We require minimal documentation and guide you step by step to ensure your application is accurate and complete, helping you get approved faster.
Fast Approval and Funding
Our financing solutions are designed for speed. Once your application is submitted, our experts review it quickly and provide approval decisions in record time. Funds are deposited promptly so your business can address urgent needs or seize new opportunities without waiting.
Why Businesses Trust Encore Commercial Capital Corporation
At Encore Commercial Capital Corporation, we combine industry expertise, personalized service, and fast, reliable funding to help small and growing businesses succeed. Our team works closely with each client to understand their unique needs and recommend the best financing solutions. With transparent terms, flexible options, and a commitment to your business growth, we make the lending process simple, stress-free, and effective.
Supporting Your Business Every Step of the Way
Personalized Loan Solutions
Every business is unique, and so is our approach. We work closely with you to understand your goals, financial situation, and growth plans, recommending financing solutions that fit your specific needs.
Expert Guidance and Support
Our experienced team guides you through the entire lending process, from application to funding. We answer your questions, clarify loan terms, and ensure you feel confident at every step.
Fast, Reliable Funding
Time is critical for your business. We provide rapid approvals and quick access to funds so you can cover operational expenses, seize growth opportunities, or invest in new initiatives without delays.
The Benefits of Choosing Encore Commercial Capital Corporation
At Encore Commercial Capital Corporation, we are committed to helping businesses secure the financing they need with speed, transparency, and personalized service. Our mission is to make business lending simple, reliable, and tailored to your unique goals. When you work with us, you get more than just funding, you gain a trusted partner invested in your growth and success.
- Get quick decisions so your business can access funds without unnecessary delays.
- Choose from working capital loans, merchant cash advances, equipment financing, SBA loans, and more.
- Financing tailored to your business’s unique needs and goals.
- Our experienced team guides you through the entire lending process.
- No hidden fees, with clear loan structures and repayment plans.
- Access the capital you need to cover expenses, expand, or invest in growth.
- Apply online or by phone with minimal documentation required.
- Financing solutions designed to help small and growing businesses thrive.
Industries We Serve
At Encore Commercial Capital Corporation, we provide specialized financing solutions for a wide range of industries. We understand that each industry has unique challenges and cash flow needs, which is why our loan programs are tailored to help businesses thrive, no matter the sector. From small startups to established enterprises, we deliver fast, flexible, and reliable funding that supports growth and operational success.